Regardless of your business, whether you are a florist or hairdresser, plumber or building merchants, sweet shop, newsagent or general store, protecting those who visit your business is a necessity. Commercial Property insurance could include public liability as standard which protects your business from the cost of compensation should your business cause injury or damage to property. For any business that interacts with customers, public liability is essential to protect your livelihood.
If your retail business employs staff, whether these are employees, casual or temporary workers or contractors, then it is a requirement by law for you to have employers’ liability insurance. This protects your business from claims of injury or illness from any workers both past and present.
Contents and stock insurance may also be included to your policy to protect your business assets, whether these are fixture and fittings or items that you sell. Depending on your stock items, if they are high-risk or not, you may wish to increase or lower your cover depending on the cost required to replace the items.
At Compare My Insurance, we can take into account all the different cover options you may need, which may include business interruption if you are forced to close your business for a period of time or perhaps the loss of drinks licence which can interrupt your daily running. Whatever your business needs, Compare My Insurance will find the right coverage options that you need, all in one easy to manage policy.
Read more
Read less
